Tag Archives: insurance

Gertrude, Henry, Imogen… Storm Damage and Shed Insurance Claims

The UK’s 2015-2016 winter storms have been some of the worst in generations

Do the names Eva, Frank, Gertrude and Imogen fill you with dread? 

If so, you’ve probably been affected by one of the worst winter storms for generations, and it’s no laughing matter! According to statistics collected by the Association of British Insurers (ABI), more than 3,000 families are now in alternative accommodation while repairs are made to their flood homes this winter, and floods have caused a significant amount of damage to low-lying areas, and homes located within river flood plains, however the extreme wind has affected many thousands of people.

Individually, the wind isn’t generally as devastating as flooding, however it is likely to be more widespread, potentially affecting anybody, anywhere! Garden fences, greenhouses, garden sheds, summerhouses, gazebos and conservatories are all at the mercy of the storm-force winds.

Luckily, most storm damage is covered under your standard home insurance policy, but it’s best to check just in case. A1 Sheds freephone telephone number (0800 195 6968) has been inundated with calls from people asking about replacement garden buildings, and most aren’t sure what to do. Here are a few tips:

  • Firstly, stay safe… don’t try to stop the wind damaging your shed or greenhouse, as you won’t be able to help, and you may be hurt in the process.
  • Take photos… as many as you can, as they will be invaluable at a later date, especially if you are asked for evidence by your insurance company. Some people even video the damage as it unfolds… this can be traumatic, but you may end up with a great YouTube Video!
  • Tell your insurance company what has happened as soon as possible. Most have a 24-hour helpline, and they’ll be able to give you advice straight away. They’ll probably help you to arrange some emergency repairs to stop things getting any worse, and they may ask for receipts or valuations. We’ll be able to provide historical receipts if you purchased your garden items from us, or we’ll be able to give you valuations if you didn’t. We can also provide quotations if your insurance company asks.

Call A1 Sheds FREE on 0800 195 6968 for advice with an existing shed claim, or if you need help to choose a new shed or garden building.

Visit a1sheds.com for more detailed information on our full range of garden buildings including wooden sheds, metal sheds, plastic sheds, summerhouses, playhouses, greenhouses and shed bases.

Winter Storms – How to reduce the chances of a garden shed disaster!

Shed ripped to pieces during winter storms in Wales

This winter has seen some of the wildest and most prolonged storms for generations.

As a result, greenhouses, garden sheds and summerhouses are being tested to their limits. To help limit any potential damage, you should follow some basic precautions:

  • Make sure that the windows and doors are closed and locked, as most wind damage occurs once it gets into the building.
  • Use your shed! It might sound obvious, but an empty shed is like an empty cardboard box… it can be blown around by the wind much easier than than one which is full. If you hardly have anything stored in your shed, consider adding ballast to help weigh it down… a few paving slabs, or even some bags of sand or compost would be fine!
  • Check your roofing felt regularly for small tears or leaks, and repair immediately using a bitumen-based roofing adhesive. black mould or damp patches inside your shed can be an indicator that your roofing felt needs attention.
  • Check your windows for cracks… perspex windows are very flexible, and therefore need silicone sealant to stop them blowing in during storms. They can also go brittle as the temperature drops. Standard (horti) glass windows are unlikely to blow in, but can be broken with flying debris. Consider replacing perspex or horti glass with toughened glass which is much stronger and more secure.
  • Buy the best shed you can afford. If you haven’t purchased your shed yet, try to go for one with internal storm-bracings such as the TGB Bentley Supreme Apex, TGB Security Apex or the TGB Heavy Duty Apex, as they will last much, much longer than standard sheds. Apex roofs generally are stronger than Pent sheds, as they usually have less area on each panel for the wind to grab.
  • Consider using ground anchors to secure your building. They can be fitted to existing sheds, as well as brand new models. They are easy to fit and are suitable for use on hard or soft ground.  We are currently sourcing some high performance ground anchors, and they’ll be available to purchase shortly at very reasonable prices.

If everything goes wrong, and your building is damaged, don’t try and rescue it during the storm as you will come off worst… instead, stay safe, and wait until the wind eases before trying to make repairs.

Most home insurance companies will cover sheds, garages, greenhouses and outbuildings under their standard buildings policy. A1 Sheds can help with all aspects of replacing your storm-damaged shed, and can provide insurance quotes if required, however please check with your provider to make sure you are covered… BEFORE THE WORST HAPPENS.

Visit a1sheds.com for more detailed information on our full range of garden buildings including wooden sheds, metal sheds, plastic sheds, summerhouses, playhouses, greenhouses and shed bases.